How local law shapes account access
Our Legal position is designed for Indonesian account holders, but access and eligibility depends on local law. You are responsible for checking that use is permitted where you live and for providing accurate account details during phone verification. We may request a payment receipt or wallet
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status check when a transaction needs clarification, including activity connected with DANA, OVO, GoPay, QRIS, bank transfer or a virtual account. The same policy applies whether you reach the service from Semarang, another Indonesian city or a different permitted location. We can restrict or pause access
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when required by applicable rules, an account security concern or incomplete verification. These terms do not replace local legal advice; contact our policy route if a clause needs clarification before you open an account.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.